“Big Bill Alert: New RAP Plan & Public Service Forgiveness Boost” A fresh twist in the student‑loan saga: Action tip: If you work in public service, RAP + PSLF could be ideal. Otherwise, IBR remains a solid route with quicker forgiveness.

New policy changes are shaking up federal student loans: What to do now: If you’re on SAVE, enroll in IBR ASAP to lock in forgiveness eligibility—even if you don’t meet hardship criteria.